Three Things You can Do to Reverse this Downward Spiral
- Promote Health and Wellness with Education
Larger companies have already learned that health education and encouragement of healthy lifestyles for their workforce greatly lowers medical utilization and insurance premium increases. As a small business owner, you probably don't have the resources or time management for full-fledged Wellness and Disease Management Programs but you can still promote wellness and responsible health choices to your employees with free educational newsletters, health tips booklets, and web links they can download to their computer.
- Provide Accessibility to Health-Promoting Products and Services
Once you have helped to raise health-diligence awareness through employee education, they can choose healthier products and services. You can encourage their positive health choices and responsible actions by having healthy products explained and readily accessible.
- Give Your Employees Ability to Pay for Healthier Choices
Many people do not utilize health-promoting options such as dentistry, chiropractic, eye and audio devices, acupuncture, or out-of-network medical services that could lower medical expenditures because it is not covered under their health plan. Consumer Directed Health Plans that include Health Savings Accounts, Flexible Spending Accounts, Health Reimbursement Arrangements, or a Medical Expense Reimbursement Plans give your employees tremendous flexibility, more options, and better health.
